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🏛️ Alberta Estate Tool

Dying Without a Will in Alberta — Who Inherits?

If you die without a will, you don't decide who gets your estate — Alberta's Wills and Succession Act does. Enter your family situation and see the exact split, how the law calculates it, and the traps most families never see coming.

⚖️ Alberta Intestacy Rules 📊 Instant Breakdown 🔒 Private · In-Browser ✓ Free · No Sign-up
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Your Situation
Educational model of Alberta's intestacy rules (Wills and Succession Act, Part 3). It simplifies — separation, blended families, and partner definitions have technical edges. Not legal advice; talk to an estate professional.
2 children
Under Alberta law, with no will
How the law gets there

    Is this the outcome you'd choose?

    A will costs a fraction of what this uncertainty costs your family. Swift works with your estate lawyer on the tax side — wills, spousal rollovers, and corporate assets.

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    The Law Has a Will for You — You Just Didn't Write It

    Roughly half of Canadian adults don't have a will. When that happens, Alberta's Wills and Succession Act dictates who inherits — a rigid formula that ignores what you would have wanted, who needs it most, and what's tax-smart.

    The Results That Surprise People

    • All to your spouse, nothing to the kids — if all your children are also your partner's, they inherit nothing directly
    • Blended families split by formula — your partner gets the greater of $150,000 or half; children from a prior relationship share the rest
    • Stepchildren get nothing — unless legally adopted, they are invisible to intestacy law
    • 18-year-olds get lump sums — a minor's share is released in full at 18, with no trust and no strings
    • No executor of your choosing — someone must apply to the court for a grant of administration, adding cost and months of delay

    Where Tax Meets the Estate

    Intestacy also wrecks tax planning. Dying without a will can forfeit the spousal rollover on capital property and private-company shares — accelerating a tax bill your family didn't need to pay yet. If you own a corporation, this interacts with everything in our guide on corporate-owned life insurance and the tax at death.

    What a Will Buys You

    • You choose who inherits — and protect a blended family fairly
    • You choose your executor and your children's guardian
    • Trusts and staged payouts instead of lump sums at 18
    • The spousal rollover and estate tax planning preserved on purpose
    • Faster, cheaper administration for the people you leave behind

    How Swift Helps

    We're accountants, not lawyers — and that's the point. Our estate planning team models the tax at death, coordinates the spousal rollover and corporate assets, and works alongside your estate lawyer so the will they draft is tax-smart, not just legally valid.

    Don't Let a Statute Write Your Will

    Book a consultation with Swift's estate planning team. We'll map the tax at death for your situation and coordinate with your lawyer to get the right plan on paper.

    Book a Consultation
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    Related Services & Resources

    → Estate Planning → Corporate Insurance & the Tax at Death → Free Tax Calculators